Similar to Apple Pay, if you lose your phone, you can track your device and wipe the data using the Android Device Manager.
You will need to unlock your device or wake the screen first (depending on your preferences). To make a contactless payment, you just hold the NFC-enabled smartphone over any payment terminal showing the Google Pay or contactless payment logo. Many credit unions and smaller or neobanks are included too - check the list. This app has a wide range of banking partners, including American Express, ANZ, NAB, Westpac, St.George Group and CommBank cards. You can use Google Pay with any non-rooted Android device running Lollipop 5.0 or above (basically any modern phone after 2015). To get started, users will need to download the Google Pay app from the Google Play store.
Google Pay is the most popular option and allows Android users to make payments using their NFC-enabled smartphones at millions of locations worldwide, including online and in-store. (If you are an Apple user, we have a separate guide for you). With just under half of smartphones in Australia running the Android platform (the figure hovers around 45-48% according to Statcounter), we weigh up the features of various Android digital wallet services on the market.
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